Homes For Sale That Do Not Require Flood Insurance on the Outer Banks

This well-appointed 4-bedroom, 3-bath home offers an ideal blend of comfort, convenience, and coastal charm. The spacious third-floor living area provides ample room for gathering with family and friends, featuring an open layout that enhances both everyday living and entertaining. Enjoy the evening breeze from the screened porch off the dining room or relax on the sun deck just off the living room. A nearby pedestrian path makes it easy to take a morning or evening walk or bike ride to the beautiful Village of Duck. Public beach access is only a short stroll down Sprigtail Drive, offering a direct walkway to the shoreline and a lifeguard station for added peace of mind. The wide, uncrowded beach is perfect for quiet morning or sunset walks.

Nestled among the towering dunes of Duck's exclusive Osprey community, this exceptional oceanside retreat enjoys one of the highest elevations in the area, offering sweeping ocean and sound views, remarkable privacy, and unforgettable sunrises and sunsets. Surrounded by rolling coastal terrain and bordering the 176-acre Army Corps of Engineers Field Research Facility, the setting is both expansive and uniquely rare on the Outer Banks. Designed with a reverse floor plan to maximize natural light and panoramic views, the home features five bedrooms, four full baths, and a powder room. The top level showcases a dramatic great room with vaulted ceilings, refinished solid oak floors (2023), an open-concept living, dining, and kitchen area, expansive picture windows, and multiple sun decks that capture ocean breezes and the soothing sound of the surf. A built-in entertainment center with gas log fireplace, mirrored wet bar with glass shelving, and classic beadboard accents add warmth and character. The spacious primary suite is also located on this level and offers private deck access, a jetted tub, separate shower, and generous closet space. The mid-level provides a comfortable den with deck access and hot tub, along with three well-appointed bedrooms, including an ensuite with covered deck access. Most bedrooms open directly onto decks, creating seamless indoor-outdoor living and inviting opportunities to enjoy the natural surroundings. On the ground level, a welcoming foyer opens to a game room featuring billiards, foosball, darts, fitness equipment, and a full-size refrigerator. A fifth bedroom, full bath, and versatile flex room ideal for an office, media room, or additional sleeping space complete this level. Recent improvements completed in 2023 include quartz kitchen countertops, new cabinet doors, subway tile backsplash, new LVP flooring on the ground level, a new roof with CertainTeed Landmark Pro architectural shingles, and a new lower-level HVAC system. Quality construction features include cedar shake siding, Andersen casement windows and sliders, extra-wide roof overhangs, and exterior stair access to the second and third levels. Outside, the private swimming pool is a standout amenity and a rare offering within Osprey. With southern and western exposure, exceptional privacy, and ample space for lounging, entertaining, and grilling, it creates the perfect setting for relaxing after a day at the beach. Additional features include a carport with dry entry, outdoor shower, fish cleaning station, enclosed storage for beach gear and bikes, and landscaped grounds with illuminated stair access from the street. Located just north of Duck Village, the home is convenient to boutique shopping, local dining, the soundside boardwalk, bike paths, and the Town of Duck's year-round events. Osprey's private beach access is just a short stroll away. HOA services include placing trash containers at the street and returning them after collection. The current owner has used the property for limited summer rentals, yet demand has remained exceptionally strong, with multiple repeat guests each year and waiting lists for available weeks. On the occasions when spring or fall weeks have been released, they have rented quickly, presenting an attractive opportunity for increased rental income should a future owner choose to expand availability. Offering a rare combination of elevation, views, privacy, and location, this is a truly special Duck retreat where the best of the coastal lifestyle comes together!

107 Sheldrake Ct, Duck – A rare Duck real estate opportunity for sale in the sought after Tuckahoe community. This elevated soundside home with horizon ocean views sits high on a dune and offers the perfect blend of privacy, location, and classic Outer Banks real estate charm. This 4-bedroom, 2-bath furnished OBX home has been well maintained and is truly move in ready. The first level features three bedrooms, a full bath, and access to spacious decking. The top level showcases an open concept living, dining, and kitchen area, plus an additional bedroom and full bath. Enjoy ocean views from the top deck and the peaceful setting of this Duck beach house. The ground level includes an outdoor shower, storage shed, and washer/dryer. Recent upgrades over the last four years include new top floor flooring, updated furniture, interior paint, and refreshed décor. Previous owners replaced the polybutylene plumbing (2021) and decking (2019), adding long term value and peace of mind. Tuckahoe offers excellent amenities: beach access, community pool, tennis courts, and a soundside pier perfect for watching iconic OBX sunsets. Located minutes from downtown Duck, you’ll enjoy easy access to shopping, dining, the town park, playground, and the soundside boardwalk. Whether you're searching for a second home, a Duck investment property, or a proven Outer Banks rental home, this property at 107 Sheldrake Ct, Duck-known as Four Sandy Paws—delivers exceptional potential. A standout option in today’s Outer Banks real estate market.

A rare opportunity awaits in the heart of Downtown Duck! This is your chance to own a thriving, well-established restaurant along with a spacious four-bedroom residence, all in one of the Outer Banks' most sought-after locations. Positioned on a highly visible corner with an impressive 243 feet of road frontage, this exceptional property enjoys outstanding exposure and consistent traffic throughout the year. With 13 paved, off-street parking spaces, customers and guests will appreciate the convenience of easy access. The restaurant is a proven, turn-key operation with a strong reputation and a history of success, offering the next owner the opportunity to step in and continue a flourishing business from day one. Even better, there is room to expand and grow the operation to suit your vision. A comprehensive list of the commercial equipment that conveys is available upon request, making this an outstanding investment opportunity. Adding even more value is the four-bedroom, two-bath residence located on the property. Whether you choose to live on-site, provide housing for management or staff, or generate additional rental income, the possibilities are endless. There is also ample room to create additional living quarters if desired, providing even greater flexibility for future use. The property has been extensively improved, giving buyers peace of mind. In 2015, the building underwent a substantial renovation that included a new driveway and parking area, new exterior siding and trim with fresh paint, completely updated plumbing and electrical systems, new floor joists, subflooring and flooring, new drywall, trim and interior paint, all new HVAC systems and hot water heaters, and beautifully renovated bathrooms. Additional updates include a new roof in 2020, a new ADA entrance ramp, refreshed dining area flooring, trim and paint, and a new kitchen air conditioning system installed in 2023. Whether you're an experienced restaurateur looking to expand, an entrepreneur seeking a lifestyle business, or an investor searching for a unique mixed-use property in one of the Outer Banks' premier destinations, this offering is truly one of a kind. Opportunities to own a successful business with on-site living accommodations in the heart of Downtown Duck are exceptionally rare. Don't miss your chance to make this landmark property your own.

Exceptional investment opportunity (Asking just 71% of current tax assessed value!) in the heart of Duck offering rare scale, resort-style amenities, and deeded beach access directly across the street via Georgetown Sands Road. The Drake at Founders Ridge presents a unique chance to own one of Duck’s largest and most versatile vacation rental properties, designed to maximize guest experience, repeat bookings, and strong income potential. The current owners reserve the property themselves for several weeks each year, leaving room for a new owner to increase rental income by opening up additional prime rental weeks. Spanning an impressive 11,000 square feet of interior living space plus approximately 9,000 square feet of decking, this 8-bedroom estate comfortably accommodates large groups while offering the privacy and amenities today’s luxury rental guests seek. Featuring 6 en-suite bedrooms, multiple gathering spaces, ocean views, expansive outdoor living, and elevator access, the home is purpose-built for memorable multi-generational vacations, retreats, and special gatherings. *Virtually staged photos are included to showcase a fresh, updated look with the addition of luxury vinyl tile (LVT) flooring in place of carpet and an elevated modern coastal design aesthetic. Even a golf simulator, arcade room with foosball, and indoor ping pong table has been virtually staged to illustrate a creative way to better utilize spaces and enhance rental appeal and income potential.* Outside, guests enjoy a private, gated saltwater pool and hot tub surrounded by tropical landscaping, creating a true private-resort atmosphere. A covered poolside cabana with wet bar, ice maker, grilling area, outdoor shower, and lounge seating elevates the experience and encourages all-day outdoor entertaining. Inside, the amenities continue with a dedicated theater room with seating for 15, game room with wet bar, fitness room, multiple dens, oversized gathering spaces, and a flexible event room ideal for hosting celebrations, retreats, or memorable guest experiences. The expansive chef’s kitchen is designed to accommodate large groups with double ovens, dual dishwashers, wine refrigerator, breakfast seating, and multiple dining areas. The upper sky deck captures sunrise ocean views and sunset sound views, offering a standout feature guests will remember long after their stay. Located within the town of Duck, guests enjoy easy access to the area’s celebrated dining, shopping, waterfront boardwalk, and attractions, while enjoying the privacy and exclusivity of a one-of-a-kind estate setting. Rarely does a property of this size, location, and rental flexibility become available in Duck—offering a compelling opportunity for investors seeking a high-capacity luxury vacation home with one-of-a-kind guest appeal. Offered at an exceptional value, this property is priced nearly 30% below tax-assessed value—presenting a rare opportunity to secure a high-capacity Duck investment property at a price that leaves room for future upside!

Welcome to your ultimate coastal oasis in the heart of Duck. This stunning 5-bedroom, 4.1-bathroom masterpiece at 108 Pintail Drive has been completely reimagined and effectively rebuilt from the studs up, offering the pristine feel of brand-new construction infused with top-tier luxury finishes. Designed for both high-end coastal living and maximum investor returns, the expansive floor plan features two spacious en suites, multiple living areas, a dedicated media room, and a vibrant game room and wet bar. At the heart of the home is a fully redesigned, state-of-the-art kitchen outfitted with premium materials and modern architecture. Outside, the property transforms into a private resort, boasting extensive decking, a sparkling private pool, a relaxing hot tub, and a custom tiki bar perfect for entertaining. Crowned by a classic Outer Banks crows nest, the home offers an elevated vantage point to soak in breathtaking, panoramic sunset views over the sound. Situated in one of the most sought-after communities on the Outer Banks, this property pairs unmatched luxury with an unbeatable location. Guests and owners will enjoy an effortless, direct walk to the pristine local beach access, as well as convenient proximity to the town of Duck's famous boardwalk, boutique shopping, and fine dining. For investors, this property represents a turn-key powerhouse with phenomenal financial performance; professional rental projections estimate $140,000 IN ANNUAL INCOME. Whether you are seeking a lucrative investment property, a luxurious second home, or a permanent beachside sanctuary, this effectively new Duck estate delivers the pinnacle of coastal luxury.

One of the most well-appointed and premier homes on the Outer Banks, this oceanfront estate is almost 10,000 sq ft of living space and was constructed in 2018 in the world-class Palmer’s Island community. Generating well OVER $700K IN 2026 and tracking for OVER $800K IN RENTAL INCOME FOR 2027, the home is an amazing investment and an idyllic summer home. You'll be hard pressed to find a home on the Outer Banks that has this kind of income potential, lot size and privacy, amazing unobstructed ocean to sound views, and unique amenities. Situated on over an acre of land with 150 feet of oceanfront, the property boasts expansive panoramic views overlooking the Atlantic Ocean to the east and the Currituck Sound to the west.  This pristine home is designed to fuse the classic coastal shingle style of historic Outer Banks cottages and the shingle style of the north, with modern touches throughout in a location where privacy and seclusion are paramount.  A private boat dock and ramp on the Currituck Sound offers access to boating, kayaking and fishing. The nearby Pine Island Racquet Club, Sanderling Resort, and Currituck Club Golf Course offer indoor tennis, Spa, indoor pool and fitness club, exclusive restaurants, and premier golf respectively. Located in between the towns of Duck and Corolla, Palmer’s Island can also be accessed by landing a private plane at the nearby Pine Island airport and is just over an hour away from the Norfolk airport. This coastal retreat features 12 luxurious ensuite bedrooms, hardwood floors, gourmet kitchen, multiple living areas and kitchenettes, it's own theatre room, game room with arcades pool table, private elevator, laundry facilities on each level, custom tiled bathrooms, and even it’s own private English Pub on the top level. Outside, the private 24’ x 50’ heated pool and poolside cabana feature a relaxing lounge area with outdoor entertainment, grilling area, and two hot tubs that flow into an impressive game area under the home with mini golf, shuffleboard and ping pong, corn hole, horseshoes, and rock climbing wall.  Step out onto the private boardwalk to the beach leading to a dune-top sun deck and easy access to the beach. The home is elevated over the dune (no flood insurance required) and offers exquisite views of the stunning coastal landscape from all levels, allowing you to take in both sunrises and sunsets from every level. Four of the twelve master bedrooms are large luxurious suites, each with private deck access, custom baths, and comfortable furnishings. The additional eight master bedrooms have their own private bath as well, two of which are unique kids rooms with built in bunk beds. You will not find a more perfect home on the beach, and it’s no wonder it was recognized as the winner of the Judges award of Excellence and People’s Choice award in the 2018 OBX Parade of Homes.

Experience timeless coastal elegance in this charming cedar cottage, thoughtfully designed to blend relaxed Southern living with modern sophistication. A bright, open-concept floor plan anchors the home, where a beautifully appointed kitchen and expansive living area create an inviting space for both entertaining and everyday comfort. The residence is gracefully arranged with private bedroom suites positioned on either side, offering a sense of balance and retreat. Just beyond the kitchen, a sun-drenched sunroom captures coveted southern exposure—an ideal setting for morning coffee or quiet afternoons bathed in natural light. Extensive enhancements elevate the home’s appeal, including a designer kitchen renovation, updated baths, premium Pella windows and screens, insulated flooring, and a seamless blend of coastal luxury vinyl plank and plush Berber carpeting. Outdoor living has been equally prioritized, with all decking replaced in January 2022, providing refined spaces to relax and unwind. Constructed with authentic cedar board siding and traditional hammer-driven nails, the home reflects enduring craftsmanship and classic Outer Banks character. Positioned on Plover Drive with no HOA fees, this property offers both privacy and flexibility. Evenings are transformed into a serene experience from the top deck, where the absence of street lights reveals breathtaking coastal night skies—perfect for stargazing. A rare and desirable feature, the street provides direct access to the beach, enhancing the effortless coastal lifestyle. Ideally located near the vibrant heart of Duck, you are moments from boutique shopping, fine dining, and scenic biking paths that run just beyond your backyard. This is a rare opportunity to own a refined coastal retreat where luxury meets laid-back seaside living.

This exceptional Duck home is back on the market through absolutely no fault to the sellers, or the home. In fact, this one has already done its homework: appraisal completed, remarkably clean home inspection, and zero property-related issues standing in the way. The most recent buyer was simply unable to close due to financing. Located on a quiet cul-de-sac in the sought-after town of Duck, 117 Osprey Ridge Road offers a rare opportunity to own a intentionally designed coastal home just minutes from both the beach and the town of Duck. This 5-bedroom, 3.5-bath residence was meticulously built and maintained, with a focus on quality, comfort, and everyday living. Sitting 25 ft+ above sea level, the property captures the most breathtaking sunsets and sound views. Completed in 2023, the current owners took great care in designing the home alongside their custom builder, prioritizing comfort, functionality, and long-term livability. This home was designed as a primary residence, reflected in the high-end finishes not found in most beach homes. Featuring the classic Outer Banks reverse floor plan, the main living areas are situated on the top level to maximize natural light and take full advantage of the sound views. The open-concept kitchen, dining, and living space creates an ideal setting for gathering, with vaulted ceilings and a seamless flow throughout. The chef’s kitchen is both functional and beautifully appointed, featuring JennAir refrigeration, a Bosch induction cooktop, double wall ovens, a separate beverage center, and an oversized walk-in pantry, an uncommon feature in beach homes. Just off the kitchen, you’ll find a flexible space currently used as a home office, adding to the home’s versatility. The primary suite offers a private retreat with expansive his-and-hers walk-in closets, a spacious bath with heated floors, and additional storage. Throughout the home, you’ll notice wide-plank engineered hardwood flooring, Andersen windows and doors with custom light-filtering and blackout shades, solid wood cabinetry and interior doors, and thoughtfully designed storage solutions. The lower level is designed for relaxation and entertaining, featuring a large family/game room complete with a wet bar, built-in refrigerator, sink, and dishwasher. A perfect addition right off the pool. A private guest bedroom with full bath and direct access to the pool area provides an ideal setup for visitors. Outdoor living is just as impressive, with a heated saltwater pool, durable MoistureShield decking designed to stay cooler underfoot, and beautifully maintained native landscaping supported by a Hunter irrigation system for low-maintenance care. Additional features include an oversized two-car garage and a dedicated bonus space currently set up as a home gym. Located just minutes from both the beach and the town of Duck, this property offers a rare combination of elevation, design, and lifestyle. There are so many options with this home, including a luxury rental on airbnb. See attached rental projection for 135k! Be sure to review the full features and update list attached, as well as the video link.

Perfectly positioned just 1.5 miles from the heart of Duck, this beautifully maintained 6-bedroom, 5.5-bath home captures sweeping sound views and unforgettable sunsets while offering effortless access to everything that makes Duck so special. Bike or stroll into town to explore boutique shopping, exceptional dining, summer music on the Town Green, and the scenic soundfront boardwalk that winds through the village. Just minutes to the north, you’ll find some of the Outer Banks’ most celebrated waterfront dining, including the award-winning restaurant at The Sanderling Resort, the beloved coastal favorite Paper Canoe, and Theodosia — a signature restaurant by Chef Vivian Howard that has quickly become a destination in its own right. Sunset dinners practically plan themselves — either at your own home or just around the corner! Built by Mancuso and sold furnished, this home was thoughtfully designed for gathering and entertaining. The top level features an open-concept kitchen, dining, and living area positioned to maximize the sound views from nearly every angle. The great room offers a gas fireplace and access to both front and rear sun decks — ideal for morning coffee or evening sunset cocktails. The dining table seats ten, the breakfast bar seats four, and the well-equipped kitchen with black appliances makes hosting effortless. A private primary suite and charming ship’s watch complete the top level. The mid-level includes three additional bedrooms (two kings, one queen) plus a bonus den with sleeper sofa, offering flexible space for family and guests. On the ground floor, the game room is ready for fun with a pool table, wet bar with full-size refrigerator, TV, stereo system, and direct access to the outdoor retreat. Outside, enjoy the private 15’ x 32’ pool, hot tub, charcoal grill, picnic table, and beautifully refreshed landscaping — the ultimate setting for relaxed coastal living. Recent improvements reflect exceptional care and pride of ownership, including a new roof (Nov 2025), fresh exterior paint (Oct 2025), new front stairs and reinforced top decks (2025), updated landscaping, new top-level refrigerator, Kohler fixtures throughout, HVAC systems (2018 & 2022), and two 80-gallon water heaters (2021), along with numerous additional updates. This is Duck living at its best — sound views, sunset evenings, easy accessibility to town, premier dining just minutes away, and a home that has already been meticulously maintained. Sunsets included!

OCEANSIDE LOCATION DOESN'T GET ANY BETTER THAN THIS!!! Just a 3 minute walk to the Beach and 10 minutes to the Sound. Seller has done all the work for you in Fully Renovating this Home making it feel brand new and TURN KEY READY for your Enjoyment!! With the addition of a New Bathroom, this Home is now a 4 Bedroom, 4.5 Bath giving you the Extra Comfort and Convenience of the 3 En-Suites. 4th Bedroom is a Double Twin Bunk Room with the use of the Full Hall Bath. As you make your way to the Top Level you will be impressed with the Open Living Concept Living Room, Dining Area, Kitchen and Cozy Sitting Nook, giving you and your guest plenty of room to unwind. The Vaulted Wood Ceilings and Abundant Amount of Windows fill the home with Natural Light which gives this One-of-a-Kind Cottage it's Coastal Charm!! Love your Outdoor Living? Relax on the Spacious Mid and Top Level Decks with some Ocean Views. Ground Level includes a Grill, Outdoor Shower, Storage Space and Large Carport Area. The Sanderling Community is an Ocean to Sound Community among the Live Oaks, Ponds, and Wildlife with Community Walking Trails. The Swimming and Racquet Club offers 2 Pools, a Boat Launch and Tennis Court. This property needs to be at the top of your list...

An incredible investment opportunity awaits at 116 Buffel Head Road, a premier 6 bedroom semi-oceanfront estate in the heart of Duck with unparalleled ocean views. This high-performing rental machine is set to generate over $200,000 in annual income, making it a crown jewel for any investment portfolio. The upstairs main living area has been completely reimagined with all-new, upscale living and dining room furniture that offers a fresh, modern aesthetic. In the kitchen, a new refrigerator, wine fridge, and cooktop/oven blend in seamlessly in the gourmet kitchen. Just steps from the community boardwalk, beach access is effortless, allowing guests to transition from the ocean waves to private luxury amenities in seconds. Designed to maximize guest satisfaction and rental returns, this turnkey property is packed with resort-style features and heavy capital improvements. The outdoor oasis boasts a sparkling private heated pool, a poolside cabana with a wet bar and seating, a roof top sun deck, and a brand-new luxury hot tub. Inside, guests will appreciate all-new interior paint throughout and all-new beds in every bedroom for ultimate comfort. Each bedroom features an en suite for ideal privacy and convenience. Entertainment options are endless with a state-of-the-art theater room and an expansive game room/billiard room with multiple TVs, a pool table, and foosball. An elevator services all levels, ensuring seamless accessibility. Best of all, the home offers absolute peace of mind for the next owner with all-new HVAC units and all-new water heaters, drastically reducing future maintenance costs.